Terms of Service

1. Acceptance of Terms

By accessing or using the Steinovaro platform, website, or related services (collectively, the "Service"), you agree to be bound by these Terms. If you do not agree with any part of these Terms, you must not access or use the Service.

2. Eligibility

The Service is intended for use by individuals who are able to form legally binding contracts. By using the Service, you represent that you meet this requirement and that any information you provide during registration is accurate and current.

3. Description of Service

Steinovaro provides predictive analytics, performance tracking, and related tools intended to support independent decision-making by professional traders. The Service is informational in nature and does not constitute personalised financial advice, a recommendation to buy or sell any instrument, or a guarantee of future results.

4. No Financial Advice

Nothing presented through the Service should be interpreted as financial, investment, tax, or legal advice. All trading and investment decisions made using insights from the Service are made at your own discretion and risk. You should seek independent professional advice before making financial decisions.

5. Account Responsibilities

You are responsible for maintaining the confidentiality of your account credentials and for all activity that occurs under your account. You agree to notify Steinovaro promptly of any unauthorised use or suspected security breach.

6. Acceptable Use

You agree not to misuse the Service, including but not limited to: attempting unauthorised access to systems or data, reverse-engineering platform logic, distributing malicious code, scraping data at scale without permission, or using the Service for any unlawful purpose.

7. Subscription and Payment

Certain features of the Service may require a paid subscription. Pricing, billing frequency, and renewal terms will be presented at the point of purchase. Fees are generally non-refundable except where required by applicable law or explicitly stated otherwise.

8. Intellectual Property

All content, software, models, and materials made available through the Service are the property of Steinovaro or its licensors and are protected by applicable intellectual property laws. No rights are granted to you other than the limited right to use the Service in accordance with these Terms.

9. Disclaimers and Limitation of Liability

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to accuracy, reliability, or fitness for a particular purpose. To the maximum extent permitted by law, Steinovaro shall not be liable for any indirect, incidental, special, or consequential damages, including trading losses, arising from use of the Service.

10. Indemnification

You agree to indemnify and hold Steinovaro harmless from any claims, damages, liabilities, or expenses arising from your use of the Service or violation of these Terms.

11. Suspension and Termination

Steinovaro reserves the right to suspend or terminate access to the Service, with or without notice, for conduct that violates these Terms or is otherwise harmful to other users, the Service, or third parties.

12. Changes to These Terms

These Terms may be updated from time to time. Material changes will be reflected by an updated revision date. Continued use of the Service after changes take effect constitutes acceptance of the revised Terms.

13. Governing Law

These Terms are intended to be governed by the laws of the jurisdiction in which Steinovaro operates. This section is a placeholder and should be finalised with reference to the appropriate governing jurisdiction before publication.

14. Severability

If any provision of these Terms is found to be unenforceable, the remaining provisions will continue in full force and effect.

15. Contact

Questions regarding these Terms should be directed through the contact channels made available on the Steinovaro website.